I may have to dispute the figure that my auto insurance company here in Washington gave me regarding the value of my car which has been totaled. How can I argue against their offer and tell them that my car’s worth is more than what they are saying?

Garth

Tacoma, WA

If you do not agree with the figure that your car insurance provider in Washington gave you as the replacement value of your totalled vehicle, there several points that you need to remember. Car insurance companies have exclusive software to find out how much is the amount to replace your vehicle, with its present mileage and its form before the accident, at a dealership in your neighborhood. This may mean that your insurer acquires a bid for the lowest amount the dealer agrees to for your vehicle and not the amount the dealer may charge you. A lot of insurers would search as well within 100-mile range to compare prices.

To argue against the offer of your car insurance provider, you have to obtain price quotes from dealers within an acceptable distance in your area. You may ask Washington’s insurance department to figure out that ‘acceptable’ distance. The figures that you have to come up with should be higher than the offer of your car insurance provider. You should have a proof in writing that the replacement value of your car is more than the amount that the car insurance provider agrees to pay.

Getting online quote for my auto insurance is probably a better way to go. What are the things that I should know before getting an online rate quote for my car insurance here Issaquah Plateau, Washington?

Collins

Issaquah Plateau, WA

Before getting an online rate quote for your car insurance in Issaquah Plateau, Washington, you need to make sure that the company you are going with has a good reputation. You can do this by doing a little research on your own by going online as well. If you find out that the auto insurance company is okay, you could then get a quote from them through their website. It is also a great idea to check out the state regulations for car insurance so that you could be sure you’re complying with the state law.

You need to have with you some personal details to be able to get a quote. If you’re going to add other members of the household in your auto insurance policy, you need their details as well. Normally, these details include your vehicle identification number, your driver’s license and social. Shop around by getting quotes from different insurance companies so that you can get the best rates possible. You could compare these quotes and decide which auto insurance company is the best for you.

My brother was charged just recently for DUI here in Washington. At this early stage of his DUI, what are the things that he should know about?

Camila

Federal Way, WA

Your brother should know a lot of things about his DUI case in Federal Way, Washington especially now that the DUI laws are getting tougher. First of all, a DUI often results in a suspension or revocation of the driver’s license, even if the DUI results in an acquittal and before conviction. At the end of the suspension period, he would be eligible to reinstate his license and there is a fee involved, but if his license is revoked, he would have to go through the whole process of getting a new license.

He would also have to be prepared for a hefty fine and he can ask the court if he can have time to pay or pay over time. Most courts would actually prefer that he be able to pay his fines and buy shoes for the baby. It would be much preferable to having to throw him in jail at the taxpayers’ expense. He also has to be ready for a substantial increase on his car insurance. So if he’s in search for a cheap but reliable car insurance, he might want to check out the free quotes available from this website.