My family had just moved in here in Washington for my job offer. I have current car insurance in another state and I just don’t know if my recent coverage is applicable here in Washington. Is there any imposed car insurance coverage here to be followed?

Greg

Kent, WA

Every citizen in Washington is suppose to have a car insurance and because of this there are so many ways of getting car insurance as fast as you can. Car insurance here in this state is a must for the protection of the citizens in case they get any accidents or troubles along the way.

The other thing that the state asks with regards of car insurances is that they should at least have a Liability Coverage or at least increase your Liability Coverage than getting a lot of different coverage with different minimums since even if you combine the different coverage minimums it still not enough to meet all the claims in any accident on the road. Though Car Insurance Companies offer you such other car insurance coverage like collision, comprehensive, personal injury protection, uninsured or underinsured motorist and the like it doesn’t mean that the State of Washington impose you to get these coverage. In any offers whether the car insurance company or the state you still have the final say. If the state imposed something about such coverage and if you don’t think you need it you just have to relinquish or get a reduction form telling them about your decision.

I have an older car model which is already used when I purchased it and I think that I pay too much for my car insurance here in Washington. Does the age and value of the car have a bearing on my car insurance rates?

Talan

Enumclaw Plateau, WA

Yes, of course, the age and value of the car that you drive have an influence on the premiums of your car insurance in Enumclaw Plateau, Washington. Since you purchased a used and older car model, its value might be lower than on its better days. In this case, you don’t need to pay for very expensive car insurance and you may consider dropping your comprehensive coverage.

One good suggestion that is wise to follow is to multiply your car insurance rates by 10 and compare it with the value of your car. So if for instance you are paying $1000 for your auto insurance and your vehicle is worth less than $10,000, you may want to weigh over if comprehensive coverage represents good value.

If you cancel your collision coverage and/or comprehensive coverage, you may be able to get a lot of savings on your car insurance. Also, think about it real hard that the whole idea of having a used and older car model is to save you a lot of money.

My brother was charged just recently for DUI here in Washington. At this early stage of his DUI, what are the things that he should know about?

Camila

Federal Way, WA

Your brother should know a lot of things about his DUI case in Federal Way, Washington especially now that the DUI laws are getting tougher. First of all, a DUI often results in a suspension or revocation of the driver’s license, even if the DUI results in an acquittal and before conviction. At the end of the suspension period, he would be eligible to reinstate his license and there is a fee involved, but if his license is revoked, he would have to go through the whole process of getting a new license.

He would also have to be prepared for a hefty fine and he can ask the court if he can have time to pay or pay over time. Most courts would actually prefer that he be able to pay his fines and buy shoes for the baby. It would be much preferable to having to throw him in jail at the taxpayers’ expense. He also has to be ready for a substantial increase on his car insurance. So if he’s in search for a cheap but reliable car insurance, he might want to check out the free quotes available from this website.

My brother has a possible DUI conviction here in Washington. I just want to make it clear to him and make him understand better the possible consequences of his action. How does a DUI conviction really affect a person?

Lynn

Tacoma, WA

Driving under the influence is not worth it because not only you are incapable of driving safely, but you are also very likely to receive a ticket. You might think that receiving a DUI simply requires you to pay a fee and try to get out of the ticket, but a DUI is really more expensive than you might have ever imagined.

A DUI conviction might cost your brother thousands of dollars, but it may also cost him emotionally, physically, and others would pay as well.

First of all, a DUI costs a lot of money. The car may be impounded, and then the driver would be taken to jail, and would receive a ticket, as well as other fees and fines that might apply to the specific situation. This would, of course, cost a pretty penny.

Then, there are the emotional costs of a DUI conviction. You would likely feel ashamed and embarrassed, and that is if you just got a ticket. In addition, you might wreck your vehicle or the vehicle of another individual, causing more emotional suffering and pain. Then, if you or others were injured you can count on significant emotional suffering.

Physical costs are likely with driving under the influence because accidents could happen. You may injure or even kill yourself, not to mention others. Imagine how you would feel if you cause yourself to be paralyzed or kill another individual. These are some huge costs of drinking and driving.

Then, there are the costs to other people as well. Your family would feel embarrassed and ashamed if you receive a DUI citation, not to mention if you are killed or kill someone else because you chose to drink and drive. Then there is the family and friends of other individuals that you might have injured while drinking and driving. They would feel angry and hurt as well.

Obviously, there are a lot of costs associated with DUI; most of them would change your life and the lives of others forever. So, if you want to drink, you have to make sure you call a cab or at least have a designated driver to ensure you get home safe and sound. We can all avoid all of the costs of a DUI and don’t drink and drive.

Here is the situation; my dad was driving drunk on his way home to our Lakewood’s residence. A police pulled him over and charged him with DUI. Now, he is on trial waiting for his conviction. I want to know what are the possible punishments with regard to DUI in Washington.

Justin

Lakewood WA

Hi ya Justin,

Kinda a sad situation knowing about your dad facing a trial for DUI charges. My mom who loves to drink, was in the same footing with your dad right now. As far as I can remember, the Washington DUI lawyer that my mom hired told us, that the possible punishments that she will be facing will be the following:

1. Jail time (one year for first time offenders)
2. Fines ($5,000 for first time offenders)
3. Suspension or Revocation of Driver’s License
4. Electronic Home Detention
5. Ignition Interlock

A lot is at stake when being charged and convicted of DUI, right here at Washington. Just like my mom, she was a first time offender. She was in jail for a year and even had a fine of $5,000. If your dad is a first time offender, there is a greater chance of having same punishment as my mom did.

Don’t lose hope, your dad had a chance not to be convicted if he has the best Washington DUI lawyer to defend him and make sure to have all the possible remedies and apply the laws into your dad’s side. Winning the case is just a step away only if the Washington DUI lawyer your father hired is a competent one.

I see the phrase AV rated Kent Washington DUI lawyer a lot. What does this mean, that the lawyer has an AV rating?

Jenny

Kent Washington

Glad you asked.

An AV rating is simply that–a rating, and just because you see an AV rated Kent Washington DUI lawyer doesn’t mean you should jump immediately into their client pool, as these ratings can be both good and bad.

AV ratings are a system of ratings that are determined by lawyers to rate other lawyes, so someone who is AV rated has been judged by the law community. There are many things which may influence an AV rating, but the most important ones are a lawyer’s type and level of experience, and how good they are at defending their clients.

Typically, the highest rated AV rated Kent Washington DUI lawyer will also have high prices, since, well, they can. Because of this, you should probably only hire one if you have a ton of money or in very bad circumstances. Even so, there are many ways that an expensive attorney might be able to help you pay out what you owe.

–Fashun.