How To Save On You Car Insurance Payments
Reader’s Question:
I need to save money so I may have to cut down on my other expenses. How can I be able to save or lessen the payment for my auto insurance here in Washington?
Niko
Bellingham, WA
The very first thing that you would have to do to save on your auto insurance in Bellingham, Washington is to compare auto insurance from different providers. You may go online and use consumer guides from the state of Washington’s insurance department. These guidelines would give you information on the coverage you need and give you sample auto insurance rates, generally from the largest providers. You need to obtain at least three auto insurance quotes from different companies. Also, in buying a car, consider a low-profile car because cars that cost too much to repair or those which have higher theft rate have higher insurance rates as well.
Asking for higher deductibles could also lower you annual or monthly insurance payments. If in case you file a claim, the deductible is the amount of money that you pay before the auto insurance provider pays for the rest of the damage. If you have higher deductibles, that means you would have lower insurance premium rates. An example is that if you increase you deductible from $200 to $500 on comprehensive and collision coverage, that may lessen your premium by 15 to 30%.
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