What kind of car insurance can I get if I don’t own a car but would occasionally borrow a friend’s vehicles here in Washington?

Kathy

Bellevue, WA

Dear Kathy, You would want to get a Non-Owner’s Auto Liability Insurance coverage there in Washington. A Non-Owners Liability Insurance policy will make sure that a person who don’t own a vehicle but rent or borrow a car from time to time will have adequate financial capability to compensate for any injury or damages he/ she may have caused a person or property while driving the rented or borrowed vehicle.

Specifically, Non-Owner’s auto insurance will provide the following coverage:

Bodily Injury liability Coverage
Covers you from any claims or lawsuits against you for injuries or deaths you may have caused in a car accident. This also pays for legal fees you may have incurred.

Property Damage Liability
Pays for the repair or replacement of damages caused by a non-owner to private or public properties while on the rented or borrowed car.

This would be a very responsible thing to do in behalf of the person you will be borrowing a vehicle from. It could also mean saving money on having to get rental car insurance should you need to rent a car, which could be much more expensive and charges you on a daily basis. It is highly recommended that you get Online quotes as well whenever looking for non-owners insurance since you can get very good rate comparisons to help you choose the best car insurance rates even if you don’t own a vehicle at the moment.