Affordable Teen Car Insurance Washington
Reader’s Question:
I want to add my 16-year old son to my car insurance policy here in Lakewood, Washington but I am afraid it will cost me too much. Is there a way that I can still have affordable car insurance with a teenage driver included in it?
Oswald
Lakewood, WA
Driving is one of the most aggressive things that a teenager desires to do. As a responsible parent, you have to take the necessary safety measures in terms of purchasing car insurance for a teen driver. You may talk to your insurance agent in Lakewood, Washington about adding your teen driver to your current car insurance policy. A driver needs to be 18 years of age before they could have their own car insurance so this would be the only way to insure your son. However, be prepared to pay higher insurance rates as much as 50% no matter what the driving history of your son is.
You may think about purchasing an umbrella insurance policy with extra liability. Request your car insurance agent to give you more details about having comprehensive coverage. You may also seek advice from the agent as to how you can reduce your insurance rates and also how to get some discounts. Every insurance provider has different regulations for discounts as well. Most importantly, you need to remind your teenage son that he needs to do well in school. You can have discounts on you insurance rates if his grades are high.
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